Wealth Independence Podcast
The Wealth Independence Podcast guides high-income tech professionals through proven strategies for building passive income and achieving true financial independence.
Hosts Dustin Bailey and Adam Penn share battle-tested frameworks, real-world case studies, and hard-won lessons from their years of experience in private markets and alternative investments. Each week, they break down complex investment concepts, analyze current market trends, and interview successful investors and industry experts.
Through a freedom-first approach that emphasizes passive income, smart diversification, and thorough due diligence, learn how to shorten your learning curve and avoid common pitfalls on their path to financial independence.
Whether you're looking to understand private placements, real estate fundamentals, or alternative investment opportunities, Wealth Independence delivers actionable insights that help busy professionals make informed investment decisions.
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Interested in being a guest on the show? Reach out to us at guests@wealthindependencepod.com with a brief intro and any relevant topics you'd like to discuss.
Wealth Independence Podcast
v2.35 - No Investor Left Behind: Seller Financing and Owner-Carried Notes
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Owner financing (also called seller financing or an owner-carried note) is simple: instead of the buyer borrowing from a bank to fund a purchase, the seller becomes the bank, lending out of their equity and collecting the payments.
It’s common in real estate, especially with smaller, mom-and-pop properties…and there’s no equivalent on Wall Street, further adding to real estate’s advantages as an asset class.
In this No Investor Left Behind episode, Dustin and Adam walk through how a deal like that gets structured, why a buyer would propose it, and the incentives for a seller to say yes. They also get into what it means for passive investors, including what that says about the deal, and what an LP should ask before investing.
Seller notes are an agreement between two people, so the terms can be almost anything. That’s the appeal…and it’s also why an LP needs to know exactly what they are.
Episode Release Notes & Resources:
- WIP v1.25: The Billionaire Investment Playbook (ft. Bob Fraser) - https://www.wealthindependencepod.com/2432117/episodes/17349138
- WIP v2.25: Be the Bank, Not the Landlord (ft. Scott Carson) - https://www.wealthindependencepod.com/2432117/episodes/19393867
Watch episode on YouTube: https://www.youtube.com/watch?v=QfbYwFRDUBs
See all Wealth Independence episodes at https://www.wealthindependencepod.com
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This show is for informational purposes only and is not financial, investment, legal, or tax advice, and does not constitute an offer to buy or sell securities. All investments carry risk, and investors should always conduct thorough due diligence and consult with qualified professionals before investing.
