Wealth Independence Podcast
The Wealth Independence Podcast guides high-income tech professionals through proven strategies for building passive income and achieving true financial independence.
Hosts Dustin Bailey and Adam Penn share battle-tested frameworks, real-world case studies, and hard-won lessons from their years of experience in private markets and alternative investments. Each week, they break down complex investment concepts, analyze current market trends, and interview successful investors and industry experts.
Through a freedom-first approach that emphasizes passive income, smart diversification, and thorough due diligence, learn how to shorten your learning curve and avoid common pitfalls on their path to financial independence.
Whether you're looking to understand private placements, real estate fundamentals, or alternative investment opportunities, Wealth Independence delivers actionable insights that help busy professionals make informed investment decisions.
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Interested in being a guest on the show? Reach out to us at guests@wealthindependencepod.com with a brief intro and any relevant topics you'd like to discuss.
Wealth Independence Podcast
v2.32 - When Banks Say No, Private Lenders Say Yes (ft. Ryan Hermansky)
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Put 50% down on a house and every bank in America will trip over itself to write the loan. But put 50% down on a $3 million shopping center? Most banks won’t return your call.
That gap is Ryan Hermansky’s whole business. As president and co-founder of Private Money Funding, he lends where banks won’t – to tired shopping centers being turned around, land deals, owners who need to close in two weeks instead of six months, among others.
Ryan walks Dustin and Adam through both sides of the ledger: borrowers with millions of their own equity on the line (part of the reason his fund has never seen a late payment or a foreclosure) and investors funding the loans, some living entirely off the cash flow they earn.
The debt side of real estate is often considered boring. But boring usually means consistent…and as an investor, that’s exactly the point.
Episode Release Notes & Resources:
- Private Money Funding: https://privatemoneyfunding.com
- Connect with Ryan: 602-284-4888 / ryan@pmfaz.com / https://www.linkedin.com/in/ryan-hermansky-a235248
- [Big Spring Capital] Consistency-vs-volatility: https://www.bigspringcap.com/resources/dave-ramsey-12-percent-myth
Watch episode on YouTube: https://www.youtube.com/watch?v=g1WLgZZnPDw
See all Wealth Independence episodes at https://www.wealthindependencepod.com
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This show is for informational purposes only and is not financial, investment, legal, or tax advice, and does not constitute an offer to buy or sell securities. All investments carry risk, and investors should always conduct thorough due diligence and consult with qualified professionals before investing.
